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Debt recovery preparation

How to check a debtor company before debt recovery

Recovery starts with naming the right debtor. Before issuing a demand or paying legal costs, reconcile the contract, invoice and company record, then obtain advice on status, procedure and realistic enforcement options.

Irish unpaid invoice and contract matched to a debtor company report and recovery decision path

Quick answer

Verify the debtor before escalating

  • 01Identify the company that ordered, contracted and became liable, rather than pursuing a brand or director by assumption.
  • 02Confirm legal name, number, status and registered address, then review directors and filing events.
  • 03Assemble contract, delivery, invoice, payment and communication evidence into a dated chronology.
  • 04Use a solicitor to choose the correct demand, court and enforcement route for the amount and circumstances.

Step-by-step

A reliable review checklist

  1. 1

    Name the legal debtor

    Compare the signed contract, account application, purchase order, delivery and invoice to identify the liable entity.

  2. 2

    Search the current record

    Confirm the company number, status and registered office and order the full report for directors and filing history.

  3. 3

    Build the evidence chronology

    Organise the agreement, performance, amount due, due date, reminders, disputes and acknowledgements in date order.

  4. 4

    Check status events

    Identify liquidation, examinership, receivership, strike-off or dissolution signals that may change the appropriate route.

  5. 5

    Assess proportionality

    Compare the debt, evidence, legal cost, recoverability and commercial relationship before choosing escalation.

  6. 6

    Take legal advice

    Use current Courts Service information and an Irish solicitor for claims, service, limitation and enforcement decisions.

A trading name is not necessarily the debtor

A debt claim against the wrong party wastes time and can weaken recovery. The person who placed the order, the brand on the website and the company named on the contract may differ. Directors are not personally liable for company debts merely because they manage the company.

Start with the documents created before supply. Match the customer account and purchase order to the exact legal name and registration number. Where records are inconsistent, obtain legal advice before issuing formal correspondence.

  • Signed contract or accepted terms
  • Customer account and purchase order
  • Delivery or performance evidence
  • Invoice, due date and balance calculation

Read the current company position before spending

Search the debtor immediately before escalation. Status, registered office, director and filing changes can affect service, strategy and realistic recovery. The report provides a dated corporate baseline for the solicitor or credit controller.

Do not interpret a late filing or address change as proof that recovery will fail. Use public signals to ask targeted questions and to decide whether urgent professional advice is warranted.

Build a claim file, not an email pile

The Courts Service explains that a debt claim is a legal process for a specific sum, with jurisdiction influenced by the amount. Before seeking advice, create a clear chronology showing the bargain, supply, invoice, due date, dispute history and amount now claimed.

Record credits, returns and partial payments accurately. Preserve original documents and identify the person who can prove delivery or performance. A clean file helps advisers assess the claim and may reduce unnecessary cost.

  • Calculate principal, credits and claimed additions separately.
  • Preserve acknowledgements and settlement proposals.
  • Record every legal entity involved.
  • Do not threaten procedures you have not been advised to use.

Company information supports, but does not choose, enforcement

The €11.99 report can identify the debtor, directors, filings and changes before a demand or claim. It is especially useful when the debt is material or the customer account was opened with incomplete identity data.

It cannot establish liability, assets or recoverability and is not legal advice. A solicitor can advise on pre-action steps, court jurisdiction, service, insolvency effects, limitation and enforcement based on the actual facts.

Make the decision with evidence

Check the company before you begin formal debt recovery

Find the exact Irish company, review its free profile, then order the full report when you need directors, filing history and deeper company evidence in one document.

Full company report: €11.99 total

Find company and order report

Questions answered

Frequently asked questions

Why does the exact company name matter for debt recovery?

The claim must target the party that incurred the liability. A brand, connected company or director may be a different legal person.

Can I sue a company director for an unpaid company invoice?

Not merely because the person is a director. Liability depends on the legal facts and documents; obtain advice.

What company details should I give my solicitor?

Provide the exact name, number, status, registered office, report and a complete chronology of the debt evidence.

Does a normal company status mean recovery is likely?

No. Register status does not prove assets, cash flow or willingness to pay.

When should I order the report?

Order it before material escalation or legal spend, especially where customer identity or current status is uncertain.