Know whether you are buying from a trader
Consumer rights can depend on whether the seller is acting in business or as a private individual. A polished advertisement does not settle that question. Ask for the legal trader name and insist that the receipt and sales agreement identify the same party.
Search the company number and compare the record with the dealership premises and contact details. If the advertisement claims to be a private sale while payment is directed to a company or regular dealer operation, clarify the relationship before proceeding.
- Legal seller and company number
- Vehicle registration and VIN
- Dealership address and salesperson
- Bank beneficiary and receipt issuer
The company report does not replace a vehicle check
A company report tells you about the incorporated dealer, not the car. Vehicle history, outstanding finance, ownership documents, mileage evidence, mechanical condition, NCT status and warranty need their own checks.
Keep those evidence streams separate. A long-established company can sell a problematic vehicle, while a newer legitimate dealer may sell a sound one. Your decision should reconcile both the seller and the specific asset.
Make the deposit agreement specific
The CCPC explains that paying a deposit creates a contract and recommends confirming the exact product, deposit amount, balance date and delivery date. For a vehicle, identify it precisely and record whether the deposit is refundable and what happens if finance, inspection or promised repairs are not completed.
Avoid relying on a telephone assurance that the deposit is 'fully safe'. Put every condition on the signed order or receipt. Where the amount is significant, consider card payment and understand the provider's dispute process.
- State the agreed total price and trade-in terms.
- List repairs, service, NCT or accessories promised.
- Define the refund decision points.
- Do not pay an unrelated beneficiary without explanation.
Order the report when dealer identity matters
Use the free profile for a basic identity check and the full report when paying a meaningful deposit, purchasing remotely or dealing with an unfamiliar independent dealer. Available directors and filings give you a stronger dated record of the trader.
If identity details conflict or pressure prevents normal inspection, walk away or obtain professional advice. No company report can make an unsuitable vehicle or unsafe payment method acceptable.